While we run a number of strategies that work well individually, many of our clients retain Ridgewood Investments to recommend an overall portfolio that incorporates multiple internally managed strategies. Since portfolio construction is an extremely important factor in the overall quality and performance of any portfolio, our recommendations in implementing a properly balanced portfolio can be an important additional source of value to clients.
Our Approach to Portfolio Construction
For over 10 years, Ridgewood has been advising our long-term clients to pursue their investment objectives intelligently. The first step in this process is identifying each client’s unique circumstances, constraints, and needs. In order to make this assessment, Ridgewood can use a number of tools including our online client self-assessment. Our assessment process incorporates both quantitative and qualitative information including client feedback and can be used by our professionals to match clients to the portfolio mix that might be a good fit for their own particular situation.
Once the goals have been identified and discussed, Ridgewood can make recommendations and suggestions that can be finalized with additional input from our clients. By conducting these assessments, we can recommend which strategies would be a fit for the client as well as the proportions of the overall portfolio to allocate to each strategy and how these strategies contribute to each other in an overall integrated portfolio.
In the next phase, we begin to construct and then to monitor the portfolio on an as-needed basis, making changes when appropriate in light of each client’s overall risk budget, return objectives, and cash flow requirements. Depending on the individual client’s objectives, our portfolios can be tailored to each client and have the flexibility to balance the needs for short-term cash flows, intermediate term income generation, and longer-term growth.
How to Learn More
We invite you to talk with us further about designing the best portfolio solution to meet your specific needs.
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