Category Archives for "Investments"

0 Lump Sum Distribution Versus Annuities from Employee Pensions (Ridgewood Retirement Income Planning Guide)

Choosing Between A Lump Sum Distribution Versus An Annuity from Your Employee Pension (Ridgewood Retirement Income Planning Guide)

Do you work in a position that has covered you with a traditional defined benefit plan? If so consider yourself fortunate. Defined benefit plans were once far more common than they are today.

0 How Great Advisors Are Positioning Clients to Survive and Thrive Through this Crisis

The COVID-19 pandemic of 2020 has affected the United States and the world economy severely. Due to social distancing measures undertaken voluntarily, the US economy is seeing massive impacts including high and rising unemployment.

0 Advanced Planning Opportunities Created by the CARES Act

The COVID-19 pandemic of 2020 has affected the United States and the world in profound ways. In an attempt to inhibit the spread of the virus from increasing exponentially and overwhelming our hospital capacity and medical system and to save lives, the majority of states have shut down all but essential businesses and asked the majority of Americans to observe recommendations to shelter-in-place and self-isolate with their immediate families.

0 8 Advanced Strategies to Generate Passive Income In Retirement

In our Part One article on passive income strategies, we discussed 7 Basic Strategies to Generate Passive Income In Retirement. That discussion was the first of our two part series on retirement income strategies.

0 7 Strategies to Generate Passive Income for Your Retirement Golden Years

Most people work continuously to earn income. Some even live paycheck to paycheck which causes stress and leaves no margin of error in case of an unexpected disruption to their employment or paycheck

0 Defined Benefit Plans for High-Income Professionals and Business Owners

Most high-income professionals and business owners get hit with significant income tax bills each year. Of course, professionals in this category such as many physicians, law firm partners, engineers, consultants and business founders or high-level business executives are the fortunate minority to be in such a high-income category in the first place. Still, no one likes to pay more taxes than necessary.

0 This Unknown Man Became a Billionaire From Just One Great Investment Idea

Many people dream of becoming wealthy. For most this might mean having a net worth in the millions or perhaps even in the tens of millions someday.

In the history of humanity, however, very few have successfully achieved wealth so vast that they are billionaires.

0 What Do Financial Advisors like Ridgewood Investments Do?

Unfortunately, sometimes people pose as competent advisors, but really aren’t even real advisors at all – sometimes they call themselves advisors but are just glorified product peddlers.

0 How Wealthy Families Use Trusts to Protect and Grow Their Wealth and Pay Less Taxes

Perhaps you have heard a bit about Trusts and know that wealthy families and their highly paid advisors know when and how to set up trusts to protect and grow their wealth and save on taxes. If you are curious about how trusts work and how they might benefit you and your own family read on as we reveal a lot of the “inside baseball” on how trusts work and some key ideas related to their pros and cons and situations in which using them can be beneficial.

0 Tips for Saving for Retirement if You Started Late

With the demise of traditional defined-benefit pension plans over the last few decades, the burden of retirement security increasingly falls on us as individuals to make sure we have saved enough for our own golden years.